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Who we are

The Public Service Pensions Fund (PSPF) is a defined Benefit Scheme first established by an Act of Parliament (Cap 260 of the Laws of Zambia Act No. 35 of 1996).

Repealed and replaced by the Public Service Pensions Act No. 73 of 2026 creating two schemes: 1. Public Service Pensions Scheme (PSPS) 2. Occupational Pension Scheme (OPS).

It is a defined benefit scheme that provides benefits to public servants and administers a home ownership scheme and a micro finance scheme.

Our mission

Fully automated seamless pensions administration systems supported by optimal returns on investments.

Our vision

A competitive and self sustaining public service pension scheme.

Our mandate

To be responsible for pension matters for all pensionable Public Service employees contributing to the Public Service Pensions Fund.

Our core values

Honesty

We will be sincere and truthful in our actions and relations with others.

Integrity

We will be trustworthy and incorruptible.

Innovative

We will endeavour to embrace new methods in performing our duties.

Professional

We will be accountable, driven by the quest to deliver high quality results.

Ethical

We will make sound decisions and take actions that clearly distinguish between right and wrong.