Public Service Pensions Fund
Keeping Your Pension Promise
The statutory pension fund for Zambia's public service, safeguarding the retirement of those who serve.
Estimate your benefits
A quick estimate of your lump sum gratuity and monthly pension.
Your estimate appears here after you calculate.
Estimates only, calculated under the Public Service Pensions Act. Terms and conditions apply.
A statutory promise to the public service
The Public Service Pensions Fund (PSPF) is a defined Benefit Scheme first established by an Act of Parliament (Cap 260 of the Laws of Zambia Act No. 35 of 1996). Repealed and replaced by the Public Service Pensions Act No. 73 of 2026 creating two schemes: 1. Public Service Pensions Scheme (PSPS) 2. Occupational Pension Scheme (OPS).
- Founded
- 1996
- Governing law
- Act No. 73 of 2026
- Schemes
- PSPS and OPS
- Our promise
- Keeping Your Pension Promise
Claiming a benefit
Get the forms →-
Confirm your record
Make sure your personal details and service record are up to date with your employer and with the Fund before you begin.
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Complete the forms
Download the claim form for your benefit, complete it, and gather the supporting documents it lists.
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Assessment
The Fund verifies your service record and computes the benefit due to you under the Act.
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Payment
Your benefit is paid directly to your bank account and you are notified. Survivors' claims follow the same path.
News and notices
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PSPF showcases innovative biometric life verification technology at ICTAZ TechFair
At the exhibition, PSPF is showcasing its in-house developed Biometric Facial Recognition Life Verification System, an innovative digital solution designed to modernise the process of verifying the existence of pensioners.
PSPF joins industry stakeholders to advance sustainable pensions
The Public Service Pensions Fund (PSPF) participated in the 2026 Annual Pensions Conference, joining pension industry stakeholders to explore how innovation, effective governance and policy reform could strengthen retirement income security.
PSPF celebrates Customer Service Week 2026
The Public Service Pensions Fund (PSPF) joins the celebration of Customer Service Week from 5th to 9th October 2026 under the theme “The Extra Mile,” reaffirming its commitment to responsive, accessible and people-centred pension services.