Public Service Pensions Fund
Keeping Your Pension Promise
The statutory pension fund for Zambia's public service, safeguarding the retirement of those who serve.
Estimate your benefits
A quick estimate of your lump sum gratuity and monthly pension.
Your estimate appears here after you calculate.
Estimates only, calculated under the Public Service Pensions Act. Terms and conditions apply.
A statutory promise to the public service
The Public Service Pensions Fund (PSPF) is a defined Benefit Scheme first established by an Act of Parliament (Cap 260 of the Laws of Zambia Act No. 35 of 1996). Repealed and replaced by the Public Service Pensions Act No. 73 of 2026 creating two schemes: 1. Public Service Pensions Scheme (PSPS) 2. Occupational Pension Scheme (OPS).
- Founded
- 1996
- Governing law
- Act No. 73 of 2026
- Schemes
- PSPS and OPS
- Our promise
- Keeping Your Pension Promise
Claiming a benefit
Get the forms →-
Confirm your record
Make sure your personal details and service record are up to date with your employer and with the Fund before you begin.
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Complete the forms
Download the claim form for your benefit, complete it, and gather the supporting documents it lists.
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Assessment
The Fund verifies your service record and computes the benefit due to you under the Act.
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Payment
Your benefit is paid directly to your bank account and you are notified. Survivors' claims follow the same path.
News and notices
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PSPF joins 2026 ZUFIAW annual sports festival
The Public Service Pensions Fund (PSPF) has joined other financial institutions (Banking and Non-Banking) at the 15th ZUFIAW Annual Sports Festival, being held at the OYDC Zambia from 12-13 September 2026.
PSPF wins two awards at the 98th Zambia Agriculture and Commercial Show
The Public Service Pensions Fund (PSPF) has won two awards at the 2026 98th Zambia Agricultural and Commercial Show, being held under the theme, “Fostering Trade and Investment.”
Pension reforms: a major step towards sustainable and efficient pension system in Zambia
The Government has urged public service employees to actively participate in the ongoing stakeholder sensitization meetings being held across the country to increase awareness of the newly enacted pension laws.